During this Christmas holiday, i keep thinking what i want in coming year. At last, i come out with my own motto " Growth, for the future ". This are a few target to be achieve....
- Keep learning to improve my knowledge, in financial, in society, in family..etc
- Stock portfolio to growth 5% quarterly. *details below
- Diversify my investment into currency market, gold or property market.
- Spend more time in life, less time with computer~work :(
According to klse.8k, you can double your investment for an annual growth of 26% for 3 consercutive year, 10 consecutive year of growth will add a digit to your investment
After much consider, i set myself a growth target of 5%~6% quarterly. I use quarterly review to give me more indication of the situation from time to time, to better keep track my long term target.
a. Any excessive gain above 6% will be withdraw, to balance my total net-worth.
b. In reverse,capital top-up will be needed if growth is below 5%.
Illustration 1: How investment growth from time to time.
Illustration 2: Capital ratio in each category
As we know, there are upturn and downturn in every economic cycle. By strictly follow my principle, it will eliminate human weakness, where greed will control us and led us from temptation to hurt(situation a). Regular savings will help us overcome the raining day(situation b).
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